Insurance & payment

Clear pricing. No surprise bills.

Venture Wellness is a direct-pay practice. You pay us directly for your visits and always know the cost before you book. Insurance still has a place: for labs, for medications, and for the emergencies, hospital care, and specialists we don’t provide.

Payment at a glance

Visits
Paid directly to Venture Wellness. We are out of network for visits with every insurance plan, which is what lets us give you an hour instead of 7 minutes
Ways to pay
Credit or debit card, HSA, and FSA for every service
New patient evaluation
$155 for hormone, weight, and longevity programs. A $50 non-refundable deposit holds your appointment and sends your lab order
Labs
$195 self-pay for the comprehensive panel, or billed to your insurance by the lab (see below before you choose)
Medications
Many are covered by insurance. For GLP-1 medications, we submit prior authorizations for patients whose plans cover them, or prescribe them through self-pay options
Direct Primary Care
A flat membership from $99 a month for adults. Not insurance; works alongside it
Labs

Your labs: self-pay or insurance?

Our new patient panel is extensive: hormones, thyroid, adrenal, metabolic markers, inflammation, iron, and vitamins, more than 40 values in one draw. See what it covers. You have two ways to pay for it, and the difference is larger than most people expect.

Self-pay: $195. That is our wholesale rate with the laboratory, passed through to you without markup. It is a fixed, known number.

Through insurance: $1,500 to $3,000, depending on your plan. When the lab bills your insurer, it bills at its retail rates, and those rates are set by the laboratory and your insurer, not by us. What you owe then depends on your deductible, coinsurance, and which markers your plan considers “covered.” You are responsible for any balance the lab sends you.

We can bill either way. We tell you this up front because we’d rather you choose with the numbers in hand than open a lab bill in six weeks. If your deductible is already met, insurance may make sense. If it isn’t, self-pay usually does.

Two ways to pay for the same panel

Self-payInsurance
Cost$195, fixed$1,500–$3,000 billed by the lab; your share depends on your plan
Who sets the priceOur wholesale rateThe laboratory and your insurer
SurprisesNonePossible: deductible, coinsurance, non-covered markers
Best whenYour deductible isn’t met, or you want a known numberYour deductible is met and your plan covers the panel

Follow-up labs work the same way. Tell us which option you’d like at scheduling, and provide your insurance details ahead of your draw if you choose insurance.

Visits and programs

Why our visits are direct-pay.

Insurance pays for short, problem-focused visits. It does not pay for the kind of time hormone, metabolic, and longevity care take. Paying directly is what makes a 60-minute evaluation, a full lab review, and a provider who answers your messages possible.

Hormone, weight, and longevity programs

New patient evaluation $155, paid at booking. Ongoing care is billed as a program, and you’ll know the exact amount before you enroll. Ongoing hormone care starts as low as $160 a month.

Medications

Many prescriptions go to the retail pharmacy of your choice, where your insurance applies as it would anywhere. When self-pay makes more sense, we help you get wholesale medication pricing. For GLP-1 medications, if your plan covers them and you meet its criteria, we submit the prior authorization on your behalf. Some medications require their own pharmacy to use a discount card; we help you work out the best option for your situation and the medication you need.

Supplements are available over the counter at 15% off, with targeted recommendations.

HSA and FSA

Most of our services can be paid with a health savings or flexible spending card, including evaluations, program fees, labs, and Direct Primary Care membership. Your plan administrator can confirm what your account allows.

Direct Primary Care

Membership and insurance work together.

Direct Primary Care is not health insurance and doesn’t replace it. Your membership covers your primary care: visits, messaging, and in-office procedures, with no copay per visit. Keep your insurance for emergencies, hospital care, specialists, imaging, and prescriptions.

Many members pair the membership with a high-deductible plan and pay the membership from an HSA. Is it worth it if you have insurance? walks through the math, and the savings calculator uses your own numbers.

Membership rates

  • Adults 18–64: $99 a month on 3-month billing, or $109 monthly
  • Adults 65+: $109 or $119
  • Children 2–17: $59 or $65, with an adult member
  • One-time enrollment fee $75 per person; household maximum $300 a month on 3-month billing

Insurance and payment FAQ

Do you take insurance?

Not for visits. We are out of network for every plan, and you pay us directly. Insurance can still be used for labs and for medications at your pharmacy, and it continues to cover the care we don’t provide, such as emergencies and hospital stays.

Do you accept Medicare?

Visits are direct-pay for everyone. For Direct Primary Care, adults 65 and older can join if they are not enrolled in Medicare Part A or B. Ask us about your situation before enrolling.

Why is the $50 deposit non-refundable?

It holds a 60-minute appointment slot and triggers your lab order so your results are ready for your visit.

What if my labs come back through insurance with a big bill?

That bill comes from the laboratory, and the amount is set by the lab and your insurer. We can’t change it after the fact, which is why we ask you to choose self-pay or insurance before your draw. If you’re unsure, choose self-pay: $195 is the whole cost.

Questions about cost? Ask before you book.

Call or text us at (804) 601-8625 (send a text). We’ll give you exact numbers for the care you’re considering.

The Performance & Longevity Evaluation is the first step for hormone, weight, and longevity care. Direct Primary Care members enroll online instead.